OVER 50 YEARS OF SERVING MINNESOTANS
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Capitol was formed in 1952 by Minnesotans and has been owned and operated by Minnesotans ever since. Through Capitol Time Certificates, we provide an investment opportunity exclusively to Minnesota investors at rates that typically exceed the rates offered through bank certificates of deposit.

We understand that trust is at the core of any long-term relationship. We have earned our investors' trust with an established track record of timely performance for over 50 years. The financial records of Capitol are audited annually by CliftonLarsonAllen LLP, a national audit firm. Capitol Time Certificates also are registered securities with the State of Minnesota Department of Commerce.

Capitol Acceptance Corporation is 100% owned by Hillcrest Development, LLLP. Capitol offers and sells Time Certificates exclusively to Minnesota investors. The funds are then utilized by Hillcrest for its various commercial real estate activities. Cash flow and profits from Hillcrest's real estate activities provide the funds for payments of principal and interest to our loyal investors. The Time Certificates are guaranteed by Hillcrest, whose financial statements are also audited annually by CliftonLarsonAllen LLP. Please read our Prospectus for additional details.

As a Minnesota business, we understand that the actions we take and investments we make in our community create significant returns. Beyond enjoying high yields, Capitol investors enjoy the satisfaction of knowing that their capital is being used to improve our community through the renovation and redevelopment of Minnesota properties by Hillcrest.

THIS IS NOT AN OFFER. FOR INFORMATIONAL PURPOSES ONLY. OFFERING BY PROSPECTUS ONLY. AND ONLY TO BONA FIDE RESIDENTS OF MINNESOTA.
Capitol Acceptance Corporation is a BBB Accredited Business. Click for the BBB Business Review of this Investment Securities in Minneapolis MN